Stamp Duty Calculator

Calculate Stamp Duty Land Tax (SDLT) or Land and Buildings Transaction Tax (LBTT)

Property Details

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First-time buyer relief is available if the property is under £500,000 (UK) or £175,000 (Scotland)

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Frequently Asked Questions

What is stamp duty and when do I pay it?

Stamp Duty Land Tax (SDLT) is a tax paid when you buy property or land in England, Wales, or Northern Ireland over a certain threshold. In Scotland, it's called Land and Buildings Transaction Tax (LBTT). You must pay within 14 days of completion. Your solicitor usually handles this as part of the purchase process.

How much is stamp duty for first-time buyers?

First-time buyers in England, Wales, and Northern Ireland pay no stamp duty on properties up to £300,000, then 5% on the portion from £300,001 to £500,000. No relief applies on properties over £500,000. In Scotland, the nil rate band is £175,000, saving up to £600.

What is the additional property surcharge?

If you're buying an additional property (second home, buy-to-let, or if you already own a property), you pay an extra 5% on top of standard rates in England, Wales, and Northern Ireland, or 6% in Scotland. This applies across all price bands.

Can I avoid the additional property surcharge?

You won't pay the additional property surcharge if you sell your previous main home within 36 months of buying the new one. You may be able to claim a refund if you pay the surcharge and then sell within the time limit.

What are the current stamp duty rates for 2025?

In England, Wales & NI: 0% up to £125k, 2% on £125k-£250k, 5% on £250k-£925k, 10% on £925k-£1.5m, 12% over £1.5m. First-time buyers: 0% up to £300k, 5% on £300k-£500k. Scotland has different LBTT bands. Use our calculator for exact amounts.